Re: tidbit

On 2008-10-08 18:11:58 -0400, astri <astri@invalid.invalid> said:

> On Wed, 8 Oct 2008, Nahanton wrote:
>
>> Can someone explain something about this to me?  Every pdoc I've gone
>> to does not take insurance.  Have to pay out of pocket.  My T (who
>> died last year) did take insurance.  After 3 tries, I think I've
>> found a new T.  She's a Ph.D in psychology, and she doesn't take
>> insurance.  This is prolly naive of me, but shouldn't pdocs and
>> therapists have to take insurance as they're treating ppl?
>
> what that means is that they do not file with the insurance company for
> you.  you can take the bills they give you and file for reimbursement
> from your insurance company, if they cover the service and will pay for
> docs outside their network.
>
>> Also, can I save the receipts and try for a tax deduction?  If anyone
>> can explain this to me, I'd really appreciate it.
>
> medical expenses become tax deductable if they exceed 7% of your
> income.  believe that's taxable income, not gross income.
>
> -- astri
>
>   =====================
>   to email send to astri
>   =====================
>       at volcano dot org
>   =====================

I have Medicare and BC/BS as secondary.  I called them, and by the time
they finished with me I was ready to cover my head with my blanket.  I
think that these ppl make
things so difficult, that ppl just give up, which is likely what I'll
end up doing.  I just got finished with a T who did take insurance and
Medicare, but told me that Medicare wouldn't pay her and asked me to
pay out of pocket.  I spent days calling Medicare and found out that
they had been paying this T and gave me the dates the checks were
cashed.  That was the end of her.  This T told me up front that she
doesn't accept any insurance.  So, if I want to see her and the pdoc,
it becomes out of pocket and that works out to be a LOT of $$$.  Ah,
maybe I'll make another call.  Just one more.  Thanks.

Nahanton
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astri (09.10.2008 04:38)